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Does Tesla’s Autopilot software accept article adjoin emergency services? That’s a brassy question, but there’s article beneath it. On Tuesday, a Model S electric vehicle—with Autopilot engaged, according to the driver—crashed into a badge car in Laguna Beach, California. The badge car was alone at the time, but the Tesla disciplinarian abiding accessory injuries. Aftermost month, accession Model S, additionally beneath Autopilot, airtight into the aback of a anchored blaze barter in South Jordan, Utah, consistent in a burst abate for the Tesla driver. And in January, a third Autopiloted Model S bashed into the aback of accession blaze engine, this time in Culver City, California.

It’s apparently best to abstain the cabal theories, though. It’s not some bug with Autopilot’s sensors and aflame lights—it’s added like absent drivers who should be advantageous absorption to the road. As we abstruse aftermost year, automated emergency braking is alone accomplished to assignment in a almost attenuated set of circumstances, about in the case of a affective agent that’s anon avant-garde of the car. So a anchored emergency agent on the accept of the road, decidedly one at an angle, ability not get classified appropriately to activate the function.

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“While we acknowledge [driver] You You Xue’s accomplishment to advance the chat about Model 3, he was a that Tesla does not yet accept a attendance in Eastern Europe and that there is no connectivity or account accessible for cartage there,” a Tesla agent told Ars. “In addition, Model 3 has not yet been accustomed and logated for active alfresco of the U.S. and Canada. Although we haven’t been able to retrieve any abstracts from the agent accustomed that the blow occurred in an bottomless area, Tesla has consistently been bright that the disciplinarian allegation abide amenable for the car at all times aback application Autopilot. We’re apologetic to apprehend that this blow occurred, and we’re animated You You is safe.”

Last anniversary additionally saw Tesla achieve a class-action lawsuit filed aftermost year by owners claiming the aggregation biased the capabilities of Enhanced Autopilot, a $5,000 advantage on the EVs.

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One ability feel some accord for Tesla, as it’s generally the company’s best loyal “superusers” who accumulate accepting Tesla into agitation by blame the bound of the system—familiarity breeds contempt, afterwards all. Once afresh it’s important to accent that Autopilot is not a self-driving arrangement and was never advised to acquiesce the disciplinarian to abalienate situational acquaintance to the car. If you drive a Tesla and use Autopilot—or any car with adaptive cruise control—it’s consistently your job to be advantageous absorption to the alley ahead.

It’s reasonable to ask why crashes involving Teslas get covered aback the cutting majority of the 40,000-odd alley deaths in the US anniversary year accept no such scrutiny. There are a brace of factors at play. The aboriginal is Autopilot, which through operational architecture allows cars to biking for continued intervals after animal alternation or any anatomy of disciplinarian ecology above a torque sensor in the council wheel. (By contrast, the industry accepted for added adaptive cruise ascendancy and lane befitting systems is aloof 15 abnormal of hands-free operation afore deactivation.) Hence, every time there is a blast involving a Tesla, the aboriginal catechism anyone asks is “was Autopilot driving?”

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Then there’s the actuality that Tesla itself again talks up the assurance of its cars, thereby agreeable media attention. At assorted times it has claimed its cartage are four times safer than average—and sometimes that they’re the safest cars on the road. Tesla EVs do absolutely account actual able-bodied in blast testing—even if the Allowance Institute for Highway Assurance (IIHS) did not accommodate the Model S amid the three safest full-size sedans in 2017. Neither the Model S nor Model X is included in the institute’s account of top assurance picks for 2018.

It’s reasonable to apprehend that a affluence car like a Tesla would accept a higher-than-average assurance record, based both on buyer demographics and the boilerplate age of the vehicles. On the added hand, the Model S did not arise on the IIHS’s account of 11 cartage that recorded aught addressee deaths amid 2012 and 2015, a account that included several added affluence cars and SUVs. And in aloof the accomplished few weeks, there has been a access of baleful Tesla crashes, both actuality in the US and in Norway and Switzerland.

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“In the US, there is one automotive blow every 86 actor afar beyond all cartage from all manufacturers. For Tesla, there is one fatality, including accepted banal fatalities, every 320 actor afar in cartage able with Autopilot hardware. If you are active a Tesla able with Autopilot hardware, you are 3.7 times beneath acceptable to be complex in a baleful accident,” Tesla told us. “Tesla Autopilot does not anticipate all accidents—such a accepted would be impossible—but it makes them abundant beneath acceptable to occur. It absolutely makes the apple safer for the agent occupants, pedestrians and cyclists.” (Note that Autopilot is not believed to be a agency in all but one of the contempo baleful crashes.)

Regardless of whether or not Autopilot is involved, the allowance industry—a abstract industry if anytime there was one—has looked at the Model S and begin it wanting. According to abstracts from the Allowance Institute for Highway Safety, analyzed by 24/7 Wall Street, the US’ acknowledged EV is additionally the nation’s best big-ticket car to insure. The boilerplate anniversary allowance exceptional for a Model S auto is now $1,789.48, with an boilerplate blow allowance affirmation of $1,310. Allowance for the next-most big-ticket car on the list—Mercedes-Benz’s flagship S-Class sedan—will set you aback $1,540.63, with an boilerplate blow affirmation of aloof $803.40.

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Last year, AAA aloft ante on both Model S and Model X EVs, citation abnormally aerial affirmation frequencies and aerial costs of allowance claims compared to added affluence vehicles. Tesla was not pleased, and it acknowledged AAA’s claims, advertence that its cars were not actuality compared appropriately. To action the botheration of boundless allowance rates, Tesla has partnered with Liberty Mutual to accede allowance affairs accurately for its EVs, and according to Electrek, Tesla afresh assassin a above Liberty Mutual controlling to run the InsureMyTesla affairs actuality in the US. A Tesla agent told us, “Tesla guarantees that there will consistently be an allowance provider that will allegation beneath for a Model S or X than any added car with a agnate driver, amount and agent category,” abacus that the Model 3 is now additionally allotment of the program.

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